Book Tour for Award-winner The Other Side of Freedom

Standard

 “The Other Side of Freedom.” is a 2018 Catholic Writers Guild Seal of Approval recipient! In 1925, the thirteen-year-old son of immigrant farmers witnesses a crime and must choose whether to remain silent as his father asks or defy evil to save his family.

The Other Side of Freedom

Summary:

In a southern farming community in 1925, thirteen-year-old Salvatore and his Italian immigrant father become involved against their will in a crime that results in the murder of an innocent man and family friend. Will Sal keep the secrets about that night as his father asks, or risk everything he and his family cherish in their new homeland, including their lives? Amidst bigotry, bootlegging, police corruption, and gangland threats, Sal must discover whom he can trust in order to protect himself and his family and win back his father’s freedom. Sal’s family, their African-American farmhand, and the girl who is Sal’s best friend find their lives forever changed as dreams are shattered and attitudes challenged in a small community called Freedom.

Excerpt:

The closer Sal got to Freedom, the more the butterflies in his stomach fluttered. For the first time in his life, he had to sneak into town. He didn’t belong anymore, wasn’t welcome, wasn’t even safe. None of his family was. All because of a crime they didn’t commit. 

My Review

As a fan of historical fiction, I thoroughly enjoyed The Other Side of Freedom by Cynthia Toney. This story, set in the 1920s, has so many historical and time-period details, from the 1924 Ford Model T Tudor to the mention of Al Capone and the first black man elected to the US Senate. The tension begins in the first scene when Sal finds well-dressed strangers at the door. And the tension mounts from there with an attempted bank robbery, a death, sneaking and spying, and a lot of tough choices and obstacles for thirteen-year-old Sal. Toney’s attention to descriptive and sensory details makes this story even stronger.

This coming-of-age story about Sal, who belongs to a tight-knit Italian family, helps readers to understand the difficulties of farm life during this time period, the ugliness of segregation, and the courage of the immigrant. It also brings out a strong message of courage and self-sacrifice. I highly recommend this book.

Connect with the author:

Website:http://www.cynthiattoney.com
Facebook:https://www.facebook.com/birdfacewendy/
Twitter:https://twitter.com/cynthiattoney
Instagram:https://instagram.com/CynthiaTToney

Author Bio:

Cynthia T. Toney writes for tweens and teens because she wants them to know how wonderful, powerful, and valuable God made them. Her novels include The Other Side of Freedom, which received a 2018 Catholic Press Association CPA Book Award, and the Bird Face series, which begins with 8 Notes to a Nobody. Her books include thought-provoking questions for classrooms and book clubs. She has a passion for rescuing dogs from animal shelters and enjoys studying the complex history of the friendly southern U.S., where she resides with her husband and several canines

Buy Links:
https://.amzn.com/1944120394/

Link on Catholic Teen Books website (has purchase links):

https://www.catholicteenbooks.com/the-other-side-of-freedom

Link on Tumblar House Catholic bookstore:

Advertisements

New Release: Supernatural Thriller TORTURED SOUL

Standard
release date: May 12, 2019

Have you been participating in the Virtual Book Tour for Tortured Soul? Thank you! This is the last stop and your last day to enter the giveaway.

For many years now, the Holy Souls in purgatory have had a place in my heart. I’ve read many non-fiction essays and books about them, including some by Susan Tassone “The Purgatory Lady”. One of my favorites is a little pink prayer book called The Rosary for the Holy Souls in Purgatory. In addition to helping the poor souls with your prayers, this book is filled with Scripture verses that deepen your understanding of purgatory.

It is an honor to have Susan Tassone’s endorsement for my book:

“Theresa Linden’s Tortured Soul gives an accurate, captivating, and ‘novel’ way for readers to learn about and better understand the Church’s teaching on purgatory. Thank you, Theresa!”

Susan Tassone “The Purgatory Lady”, author of Day By Day with the Holy Souls in Purgatory: 365 Reflections

As I learned about the Poor Souls and prayed for them, I grew in my love for them and the idea of writing a purgatory story began to “haunt” me. I wanted to write a novel that would:

  • give readers a deeper understanding of purgatory and clear up common misconceptions
  • inspire many to trust in the mercy of God (concerning loved ones that have gone before them)
  • inspire many to pray for the Holy Souls (especially those that are most forgotten)

While the souls in purgatory can still pray for us, they can no longer pray for themselves, so it is up to us to pray for them. I hope that my book Tortured Soul gains many prayers for the souls in purgatory.

“Theresa Linden brings devotion to the Holy Souls to a new audience with Tortured Soul. Not everyone will read the historical books or pray with devotional texts, but many will read novels. A wonderful reminder to pray for our beloved dead.”

Fr Edward Looney, author of A Heart Like Mary’s

The main character and this story are loosely based on a German woman named Eugenie von der Leyen (1867-1929) and the apparitions she received. I chose this little-known person, rather than a saint, to emphasize the universal call to assist these souls.

This story takes place in modern times, beginning close to All Souls Day and ending just after Christmas. To write this story, I not only read about apparitions and Church teaching–since Eugenie von der Leyen lived in Germany–I researched German food and Christmas traditions too. I hope these elements, along with the elements of suspense, entertain readers.

“As inspiring as it is chilling, Tortured Soul will not only keep you up all night, heart racing and palms sweating, but will make you pray for the Souls in Purgatory like you never have before!”

Susan Peek, author of The King’s Prey

One of the most powerful prayers we can say on behalf of the Holy Souls is the prayer given to St. Gertrude by Our Lord. According to the saint, this prayer, piously recited, releases a vast number of souls from their suffering in purgatory.

“Eternal Father, I offer You the most precious blood of thy Divine Son, Jesus, in union with the Masses said throughout the world today, for all the Holy Souls in Purgatory, for sinners everywhere, for sinners in the universal Church, for those in my own home, and in my family. Amen.”

Prayer for the Holy Souls in Purgatory by St. Gertrude the Great

I am releasing this book on the anniversary of my father’s death. Please say a prayer for his soul. Thank you!


CLICK HERE TO REACH THE #GIVEAWAY

I just drew the winner of the giveaway (5/20/19):

Congratulations, Melanie H.!


Tortured Soul is available on Amazon, Barnes and Noble, and through Ingram (if you are a bookseller). It is available in paperback and ebook. Consider asking your Catholic bookseller to carry it!

Do you have a book club? Bulk discounts are available.

Email: silverfirepublishing@oh.rr.com for details.

Inspiring Our Children to Greater Faith with Knights

Standard
photographer/artist: Eric Keeghan

Isn’t this St. George plaque beautiful?

Tomorrow you will have a chance to win it as part of the Grand Prize for the Belt of Truth Scavenger Hunt. But for now…I get to have it on my wall for a few days!!!

The stunning image is secured to an 11” x 14” wood plaque. Eric Keeghan is the photographer/artist and you can see more of his work and find one-of-a-kind pieces on Etsy: TheTravelingCamera and CatholicLittleFlower.


Pictures of Saint George often show him with a dragon.

And, indeed, one can find many stories about George fighting dragons. In one story, a dragon made its nest at the spring that provided water for a little town of mostly pagan citizens.

In order to lure the dragon away from the spring, the townspeople offered it a sheep every day. When the sheep ran out, the thirsty townsfolk decided that a maiden would be just as effective as a sheep!

They chose the victim by drawing straws, and one day the princess’ straw was drawn. Well, the king was not too happy about this and he begged for her to be spared. The thirsty townspeople said, “No!” and offered her to the dragon.

Fortunately for her, George showed up and faced the dragon. After protecting himself with the Sign of the Cross, he slayed the dragon. Amazed at his courage and victory, the entire town abandoned paganism and embraced Christianity.


A biography of Saint George will show that he died in year 303 A.D. He served in Diocletian’s army until Diocletian ordered the soldiers to arrest Christians and sacrifice to the Roman gods. As a Christian, George refused. Diocletian offered George land, money, and slaves if only he would sacrifice to the gods. But George, steadfast in his faith, refused. Diocletian then ordered his torture and execution.

Saint George’s faith and courage are inspiring! Stories about Christian Knighthood–with knights, castles, dragons and armor–are perfect for symbolizing the spiritual battle we face! What better way to inspire our children to arm themselves with virtue?

Saint Paul saw this too and wrote the following:

“Therefore, put on the armor of God,
that you may be able to resist on the evil day and,
having done everything, to hold your ground.
So stand fast with your loins girded in truth,
clothed with righteousness as a breastplate,
and your feet shod in readiness for the gospel of peace.
In all circumstances, hold faith as a shield,
to quench all the flaming arrows of the evil one.
And take the helmet of salvation and the
sword of the Spirit, which is the word of God.”

~ Ephesians 6:13-17

Those verses inspired my new Armor of God series. There will be six books in the series, one for each part of the armor: Belt of Truth, Boots of Peace, Breastplate of Righteousness, Shield of Faith, Helmet of Salvation and Sword of the Spirit.

These books follow George Pennington and friends as they attend Knight School for Boys and Girls, where the children work to earn each piece of armor. The story themes and “Brother Coll’s Catechism Lessons,” weaved into each story, are geared toward children preparing for First Confession and First Holy Communion.

The BELT OF TRUTH comes out tomorrow, April 23, on the Feast of Saint George! In this story, nine-year-old George Pennington bravely faces the fearsome head knight at the annual “tryouts,” hoping to be among the few accepted to Knight School for Boys and Girls. Otherwise, he’ll have to sit next to his father for years . . . sitting, writing, and yawning as he learns his father’s trade. But George does not want to be a scribe. He wants to be a knight!

When George tries to sneak out and visit his friend, he accidentally burns his mother’s cherished tapestry and costly repairs threaten his ability to remain at Knight School. A lie seems like the best solution. As lying becomes easier for George, he discovers that students need to earn the first piece of armor: The Belt of Truth. 

With tryouts, treks through the woods, a one-armed knight, the Code of Chivalry, and rumors of dragons, I hope that the six-book ARMOR OF GOD series will captivate young readers. Written with children ages 7-9 in mind, these roughly 14,000-word stories appeal to the universal and timeless quest for virtue and inner strength.


Tomorrow, April 23, you are invited to take part in the Armor of God: Belt of Truth Scavenger Hunt. As you visit the stops along the way, you will get to know 7 authors of Catholic children’s books and you will have opportunities to win many prizes. Once you’ve collected all the CLUES, you can enter for the grand prize which includes the beautiful St. George plaque featured in the beginning of this post, 8 Catholic children’s books, one St. George rosary, and a St. George necklace! Please share this event with your friends.


I am the author of nine published Catholic novels and three short stories in two anthologies. Two books in my Catholic teen fiction series have won awards from the Catholic Press Association.

I love our Catholic faith, especially the unique aspects of it: the saints, the Eucharist, even Confession! Growing up in a military family and moving every few years, left me with the impression that life is an adventure. I rarely get to travel anymore, but I love to write, so the adventures continue through my stories.

My faith inspires the belief that there is no greater adventure than the realities we can’t see, the spiritual side of life. I hope the richness, depth, and mystery of our Catholic faith will spark my readers’ imaginations through my stories and make them more aware of these invisible realities and of the power of faith and grace.

I hold a Catechetical Diploma from Catholic Distance University and am a member of the Catholic Writers Guild. My books are featured on CatholicTeenBooks.com, Catholic Reads, and Virtue Works Media. The first in my Catholic teen fiction series is available on FORMED.


To find exciting books in a variety of genres for the Catholic teen in your life, visit CatholicTeenBooks.com

7 Must-Know Authors of Catholic Children’s Books

Standard

In one week, BELT OF TRUTH, the first in my Armor of God fantasy-adventure children’s chapter book series comes out! To celebrate, I am hosting a virtual scavenger hunt on the release day (April 23, the Feast of St. George). On this scavenger hunt, players will get to know 7 authors and their Catholic children’s books and more.

Today, I will introduce those authors.


I’ve loved Susan Peek’s books long before I came to know her through the Catholic Writers Guild. My boys love her saint stories for teens. Her stories are unlike any other saint stories. They are fast-paced, engaging, and powerful. Her characters come alive and are easy to identify with. And every story reveals the transformational grace of God in an amazing way. These stories stay with readers long after they’ve finished the books and they inspire holiness.

And isn’t that what we want? We want our children to grow in their relationship with Jesus and to strive to please Him with lives of holiness. The example we give our children is vital. The entertainment we provide our children is important too. Susan Peek’s books for children and her books for teens are sure to entertain while at the same time inspiring readers to come to know, love and serve Our Lord in this world!


Martina Parnelli is multi-talented. She is a poet, author, and illustrator who writes for adults, teens, and children. Her artwork is beautiful and adds a wonderful dimension to her stories. I especially love the way she draws animals: they are so detailed and cute! Please check out her Little Runty series to see what I mean! And it’s interesting to note that the Little Runty series is inspired by The Mystical City of God by Blessed Maria D’Agreda.

As Catholics, we have a great treasure that not only consists in the sacraments (the amazing channels of God’s grace) but it also consists of sacramentals, saints, apparitions, and miracles. These awe-inspiring “extras” were the things that spoke to me as a young person. They not only brought the faith alive for me, they helped me become more aware of the spiritual realities. Let Martina Parnelli’s wonderful stories enrich your faith and the faith of your children.


Karen Kelly Boyce is an author of adult Catholic fiction (including Down Right Good, which won the 2012 Eric Hoffer Award), but I came to learn of her because of her delightful series of children’s books. Her Sisters of the Last Straw is an entertaining series that combines faith, mystery, trials, and humor. The message of perseverance really comes through in these stories because each of the sisters has a bad habit that they struggle to overcome. Your children will be laughing out loud with the books in this series, proving that faith can be fun!

Humor is a fun gift of God and another powerful instrument for the faith. It is tied to joy! G. K. Chesterton said of St. Francis of Assisi, “The sense of humor salts all his escapades.” So I pray, “May the God of hope fill you with all joy and peace as you trust in him, so that you may overflow with hope by the power of the Holy Spirit” Romans 15:13.


In addition to being an author, Virginia Lieto is a speaker and evangelists. She has a Master of Arts Degree in Pastoral Theology from St. Joseph’s College of Main, and she evangelizes through the Catholic arts. Her book, Finding Patience, is something every child—and even us adults—can relate to.

Waiting is never easy. And sometimes the things we are waiting for feel so important that it shakes our peace. The virtue of patience is pivotal in a Christian’s life. When we have patience, we have trust in God’s holy will for our lives. Virginia Lieto’s book will inspire children to prayer and trust, and to wait on the Lord who can do all things and who knows what is best.


I am glad to discover Aleesa McCarthy, of My Little Patron, and another Catholic author and illustrator! I wish that this scavenger hunt had taken place earlier. She has the perfect Easter gifts for your children. As you are buying candy for their Easter baskets, don’t you wish you had something else that would make them just as happy– but not contain sugar? Well, Aleesa McCarthy has what you are looking for: an Easter coloring book! But she also has a Lenten activity book that you can get now for next year.

Her products offer fun ways to deepen your family’s faith, celebrate the saints and the seasons of the Church year, and supplement your preschoolers curriculum: a flash card game book, a saint book that journeys through the alphabet with the saints, saints coloring books (one for boys and one for girls), printables, stickers, and so much more!


I have actually met this talented and amazing author in person! Jean Schoonover-Egolf and I both attended the Columbus Catholic Women’s Conference, making our books available to attendees. At one point, a sister in a purple habit approached Jean Egolf’s table and the two of them stood talking for a moment. Well, I was impressed. This woman loves Jeanie Egolf’s books so much, I thought, that she dressed up like the main character in her Molly McBride and the Purple Habit series!

Well, I was wrong. She was a real Sister! There really is an order of Sisters who wear purple habits! They are called the Children of Mary and they are a new community in the service of the Church “to satiate the thirst of Jesus to be loved in the Most Blessed Sacrament.”

Through entertaining and beautifully illustrated stories, the Molly McBride and the Purple Habit series promotes charity, virtue and even plants the seeds for vocations in little hearts.


Amy Cattapan is not only the author of the fun, faith-filled and engaging children’s book 7 Riddles to Nowhere and one of the authors at www.CatholicTeenBooks.com, she is also the host of BOOK.eD, the new Catholic book review radio program on Shalom World TV!

Her book 7 Riddles to Nowhere won a Catholic Press Association award and is sweeping its way through schools. The main character in this story loves his little Catholic school but the school might have to close—unless he becomes the heir to a large fortune. In order to become the heir, he needs to race to solve the riddles first! Through this story, readers will visit churches and gain insight into several mysteries and symbols of our Catholic faith. This story will also inspire young readers to trust that they can make a difference in the world.


Click HERE to reach the virtual Scavenger Hunt page.

Looking for books for your Catholic teens? Visit www.CatholicTeenBooks.com

So many books to choose from in so many genres!

Catholic Teen Fiction receives the Catholic Writers Guild “Seal of Approval”

Standard

I want readers and bookstore owners to be assured of the quality and content of all my books, so I submit them to the Catholic Writers Guild for review. I am excited to announce that the final book in the Chasing Liberty trilogy has received the Seal of Approval!

Fight for Liberty by Theresa Linden

Final book in the Chasing Liberty dystopian trilogy

Liberty has gained a deeper understanding of true freedom, but having it for herself is not enough.

Prompted by the inner voice that has guided her for years, Liberty is compelled to bring the freedom she possesses to others in Aldonia. While unsure of how to carry out this mission, she is willing to risk all to accomplish it. Threats from outside the Boundary Fence and threats closer to home cause chaos and confusion that have everyone unsure of what direction to take. Troubled by Liberty’s risky choices, Dedrick wishes he could convince her to leave for the colonies. But Liberty has chosen Aldonia over him. When faith, family, and freedom have been squashed, what can one person or even a group do to reclaim the culture?

Fight for Liberty and the entire Chasing Liberty trilogy has great themes that are so relevant to today. I would love to see this trilogy to reach more people.

Be sure to visit the Book Clubs page on my author website for the free digital discussion/study guide. Consider adding this book to your 11th- and 12th-grader’s curriculum.


Two other CatholicTeenBooks.com books have received the Seal of Approval too! I’ve read them both and highly recommend them:

The Siege of Reginald Hill by Corinna Turner

A spinoff from the I Am Margaret series

SAFETY IS NOT THE ABSENCE OF DANGER, BUT THE PRESENCE OF GOD.

Fr Kyle Verrall is living a quiet life as a parish priest in Africa when he’s snatched from his church one night by armed assailants. He’s in big trouble—his sister’s worst enemy is hell-bent on taking revenge on the famous Margaret Verrall by killing her brother, just as slowly and horribly as he can. What could possibly save him? The humble young priest is defenceless—or so Reginald Hill believes. But Kyle has a powerful weapon Hill knows nothing about. And he’s not afraid to use it.

Is Reginald Hill really the hunter? Or is he the hunted?


Guarding Aaron by T. M. Gaouette

Faith & Kung Fu – Book 3

When the struggles of the world and his devotion collide, he must choose between his own desires and the will of God.

The world continues to press in on Gabriel Livingstone’s quiet life when fifteen-year-old Aaron Buckley enters Yeung’s Martial Arts Studio looking to learn kung-fu. Gabriel knows there’s a desperate secret behind the boy’s bruises, and secretly vows to be his guard, with the help of his friend Christian.  But when Tanner Rose pressures him for strength and direction, and Faith’s continued rebellion send him and his friends to the hospital, jeopardizing Tanner’s career, Gabriel is forced to reexamine his decisions. Is he called to the priesthood or is life behind the monastery walls merely an escape?

“Finally, be strong in the Lord and in the strength of his might.  Put on the whole armor of God, that you may be able to stand against the wiles of the devil.” (Ephesians 6:10-11 RSVCE)


Visit www.CatholicTeenBooks.com for more exciting titles!

Day By Day with Saint Faustina: 365 Reflections

Standard

I am so glad to have this book DAY BY DAY WITH SAINT FAUSTINA: 365 REFLECTIONS by Susan Tassone during Lent, but I’ll use it the entire year. From the “Introduction,” this book is both a comprehensive introduction to Saint Faustina’s writing and it is a solid answer for those who want to apply her teachings and examples in daily life.

Saint Faustina will help you:

  • Grow closer to Christ in the Eucharist
  • Develop a stronger, deeper daily prayer life with the help of the angels and saints
  • Get along better with others, including those closest to you
  • Apply Faustina’s “secrets of sanctity”
  • Trust God more
  • Let the realities of heaven, hell and purgatory influence your choices now
  • Love the Blessed Mother even more and let her love draw you closer to her Son
  • Use your suffering to help others, including the souls in purgatory
  • come to better understand the spiritual powerhouse that is the Sacrament of Reconciliation
  • Become a person of mercy by learning from the Saint of Mercy

I can’t say how happy I was to get this book in the mail! With over 400 pages, this book is thick. And the cover is beautiful. Inside there is a quote from Saint Faustina, a reflection, and a prayer for every day. At the end of the book are several appendixes, which include more on the Divine Mercy, important Feast Days, and on indulgences.

I’ve been reading a meditation a day. Some meditations are profound and others a bit humorous, but they always stick with me throughout the day and help me to treasure the often-overlooked gifts of God or give me perspective in my trials.

Here is an example from April 5:
“God’s floodgates have been opened for us.” (Diary, 1159)


Reflection: Hang on to your hat, here comes mercy. If we want it, if we accept it, if we let it wash over us and transform who we are and how we live. Yes, the floodgates are open but, no, it’s our choice. Always, always, always.


Prayer: Divine Mercy, I choose You. Thank You for choosing me. Jesus, I trust in You.

Day by Day with Saint Faustina: 365 Reflections, April 5

My thoughts: this simple reflection made me more aware of the great desire of Our Lord to transform us with His grace. He has so much grace every day for each one of us! So all day long, as I faced challenges and trials and they daily hum drum stuff, I reminded myself that the choice was mine and I repeated the simple prayer from the meditation.

Wow! How easy it is to let God in and walk with us!

Endorsements

“Susan Tassone’s new book is a means to experience God’s overwhelming love for each of us. By spending a little time each day reflecting on a bite-sized morsel of the Diary of St. Faustina—followed by a very succinct and eye-opening reflection, and then a short prayer—God can change our perspective and our lives through His powerful love. Seeing how God worked in the life of St. Faustina helps us see how He wants to work in our own hearts. This treasure of a book is a wonderful way to develop a very doable habit of ongoing formation. I highly recommend it!”

~Fr. Joseph Roesch, M.I.C.
Vicar General, Rome, Italy

Day by Day with St. Faustina gives us a wonderful approach to comprehending the infinite Divine Mercy of God. I’ve long hoped that somebody would be able to open the depths of St. Faustina’s spirituality in a way that would allow people to slowly acquire her ability to trust just as she slowly grew in prayer, in understanding God’s will, and eventually in fully trusting in His love.”

~Fr. Dan Cambra, M.I.C.
Holy Souls Sodality, The National Shrine of The Divine Mercy

“This much-needed introduction to St. Faustina, her spirituality, and God’s never-ending mercy is a wonderful choice for those (including me) who have felt a little intimidated by the depth — and length — of the visionary’s diary. Here, day by day, author Susan Tassone shares the key themes, beauty, and comfort the diary offers all of us. It’s a grace-filled nudge that encourages each of us to read the diary itself.”

~Fr. Edward Looney
Author of A Heart Like Mary’s: 31 Daily Meditations to Help You Live and Love as She Does

Where to get the book:

This book is available through any bookstore. Request it at your local Catholic bookstore. Or order online through Sophia Press, Amazon, or any online bookseller.

To learn about more great books, check out Carolyn Astfalk’s “An Open Book” and CatholicMom.com

A Financial Planning Book with a Catholic Perspective

Standard

This month, the Catholic Writers’ Guild is touring Dan Gallagher’s book, The Secrets of Successful Financial Planning: Inside Tips from an Expert (SSFP).” It is a CWG Seal of Approval recipientFrom a retired (i.e., no-bias or client acquisition agenda) nationally recognized, thirty-year expert, this comprehensive, yet easy to understand, personal financial planning book is for users, old and young, seeking to DIY or better understand/choose advisors.

Secrets of Successful Financial Planning

Summary:

Catholic:  The only financial planning book with a Catholic perspective, yet appropriate for users of all and no faith. As noted in Catholic News-Herald, SSFP provides 30 true tales of client tragedy and triumph” rather than boring case studies. Experience the “moral and relationships dimensions of money decisions.” SSFP Discloses secrets kept from the public and poorly knowns even among professionals.

Secular:  30 true tales of client tragedy and triumph, rather than boring case studies. Excellent reviews, including “…everyday language for practical use. SSFP can help almost anyone bring efficiency to their financial planning….  SSFP is strongly recommended.”  – Arthur B. Laffer, Ph.D., Father of Supply-side Economics, Economic Advisor to two presidents.  SSFP  discloses secrets kept from the public and poorly knowns even among professionals.

Excerpt:

Page 28, regarding asset allocation and income draw:

The old technique still used, a reasonable rate of withdrawal below an average rate of return is assumed [to result in never exhausting income-producing assets]. But those were always a known numbers. Anything wrong with that picture? Right! The future is not known at all. Not only were rates of return not correctly known, no market losses were assumed (merely some conservatively assumed rate of return). Worse, no early losses were assumed, and early losses are the worst because they reduce what is actually available to grow. The picture was always better than reality. Inevitable result: exhausted assets for retirees, failure to adequately save for those working. …math dangerously flawed.


Where can you get a copy?

This book is available through any bookseller, online or physical, but signed and personalized copies are available at DanDirect.AuthorDan.com


Want to know more about the author?

Dan retired from financial services in December 2017 to work professionally as a writer, freelancer, speaker and educator. During his practice, Dan’s professional designations included: Chartered Financial Consultant & Chartered Life Underwriter (1989), Certified Financial Planner® (1992) and Certified Business Intermediary (2002). Dan’s thirty-year financial practice encompassed group andindividual benefits, money management, financial plans, business valuation & brokerage, commercial realty and – often very personal – counseling. He now writes fiction and nonfiction and also offers speaking/training services. Dan was recently (June 2018) accepted and registered as an “expert witness” with The Expert Institute, New York.

Website: AuthorDan.com
Facebook:https://www.facebook.com/AuthorDanLovesReaders
Personal Facebook Page:
https://www.facebook.com/dan.gallagher81


Know someone who might enjoy this book? Please share this tweet!

Want to learn ACTUAL secrets & poorly knowns of financial planning from a Catholic POV? Want it by a zero-bias expert? Want true tales of client “tragedy & triumph”? Feel the responsibility to be efficient with your gifts? AuthorDan.com